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Trained in internal medicine, Dr. Gray founded AV���ֲ�’s Division of General Medicine at a time when women physicians – let alone, women medical school faculty – were rare. Yet Gray’s stellar career might have taken an entirely different trajectory, had it not been for the financial support that funded her university education.

After the death of her Canadian Army father in Germany in 1956, money was tight. Jean’s mother fought long and hard for her to qualify for educational benefits from Veteran’s Affairs. Meanwhile, the top student applied for every scholarship available.

“Without financial assistance, I wouldn’t have been able to afford my education,” says Gray. Later, as a professor, Gray saw her own students struggle to manage the costs of medical school. One, in particular, stood out. “He kept losing weight and we wondered why,” she recalls. “It turned out he could afford only one meal a day.”

“I think that’s the moment I realized we must invest in these students,” says Gray. From that day forward, she ensured every student coming on the ward in the morning received a good breakfast.

So in her estate, Gray is creating a permanent source of support for future medical students. Through a life insurance policy that names AV���ֲ� as the owner and beneficiary, she has established a scholarship, named for a beloved aunt.

“My financial advisor pointed out that any gift left in my will would be taxed off the top once it goes through probate,” she explains. “The proceeds of the life insurance policy, however, will go directly to AV���ֲ�, meaning the funds can be put to work for the students right away.”

“And by saving on taxes, I’ll be leaving a larger gift,” adds Gray.

“Now, I want to invest in the next generation of AV���ֲ� doctors and help them accomplish what I was able to do.”